Buying a home? Or Refinancing? 

Buying a home requires commitment to taking control of your surroundings and your finances. We will work with you throughout the home buying process to help make owning your first home as easy as possible.

Things to consider: 

  • Down Payment
  • Credit score
  • Debt-to-Income Ratio (there are limits on what you can spend)
  • Current housing payment vs. proposed housing payment
Family Buying a Home

Buying a home

Buying a home

First time home buyer? Repeat buyer? We have programs to fit all of your situations. We love finding solutions for your individual needs!

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Refinancing

Refinancing

Do you need an interest rate reduction? Do you have equity built to take cash out? Do you have a VA, RD or FHA loan - ask us about a simple streamline refinance.

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Things we will need from you: 

  • Pay stubs 
  • Most recent bank statement(s)
  • Previous 2 yrs. Federal Tax Returns
  • Previous 2 yrs. W2s/1099s
  • Photo ID
  • DD 214 / NGB 22 if Veteran
  • Divorce Decree (if applicable)
  • Child Support (if applicable)

USDA Home Loans

USDA Rural Development loans are a great fit for those looking to buy in rural areas - less than 20,000 people in the community.

RD Loans

VA Home Loans

VA home loans are for our men and women who serve. A great option for any qualified service member.

VA Loans

Conventional Home Loans

Conventional loans are a fixed rate product that requires a down payment. The amount of down payment varies for each situation.

Conventional Loans

FHA Home Loans

FHA loans only require 3.5% down payment, so it's a great choice if you don't have enough down payment for Conventional financing.

FHA Loans